Joy Abiola, ACA
"Step up, be intentional, choose values over convenience, and challenge the people around you to be better."

I'm Joy Abiola, a chartered accountant and investment analyst in Lagos. An accounting alumnus of Obafemi Awolowo University, I work at the operational core of investment management, where transactions settle, portfolios move, and reporting must be exact.

My path runs from student-union budget stewardship at OAU through asset operations and credit desks, to the investment floor at Zedcrest Group. The thread through all of it: structural accuracy, and building the frameworks that create value rather than just recording it. Along the way I convened speakers and brands, from Babafemi Ojudu to Money Africa and Dukiya Investments, to bring financial literacy to thousands of students.

— 01Experience

  1. Feb 2026 – Present

    Investment Analyst

    Zedcrest Group · Lagos

    • I manage the end-to-end lifecycle of investment transactions and portfolio movements.
    • I drive settlement efficiency while maintaining 100% regulatory compliance and high-precision financial reporting.
  2. Nov 2024 – Jan 2026

    Asset Operation Management Intern

    Africa Plus Partners Nigeria Limited

    • Supported the Asset Operations team in managing the operational efficiency of investee companies and operating assets across the full asset life cycle.
  3. Sep – Oct 2023

    Credit Operations Intern

    AFEX · Lagos

    • Shadowed analysts through live work proceedings and handled data entry on firm financials.
  4. Mar 2022 – Jul 2023

    Financial Secretary, Great Ife Students' Union

    Obafemi Awolowo University

    • Kept the union's accounts and prepared and presented the budget of its central executive council.
    • Organized the Financial Independence & Literacy Summit, drawing 2,000+ students across faculties.
    • Administered scholarships for 17 students through the indigent student fund initiative.
  5. 2019 – 2024

    Class Governor

    Obafemi Awolowo University · Ile-Ife

    • Coordinated the affairs of a class of 404 students, including academic webinars that lifted pass rates.

— 02Leadership & recognition

  1. Service

    Scholarships for 17 indigent students

    • Funded through the indigent-students initiative I ran as Financial Secretary of the Great Ife Students' Union.

    As covered by Punch →

  2. Speaking

    Invited speaker, OAU Unplugged

    • Spoke on "The Good, The Bad & The Lessons": student leadership, service, and life after graduation.
  3. Leadership

    NYSC Platoon 4, Lagos orientation camp

    • Led the platoon to 15+ camp awards, including Best Platoon on Duty.
    Joy lifting one of Platoon 4's trophies at the NYSC Lagos orientation camp
  4. Award

    Best Student in Advanced Financial Accounting

    • NUASA Prize for the best graduating student in Financial Accounting I & II (ACC 401 & 402), awarded at OAU's 48th Convocation, December 2024.
    NUASA Prize plaque awarded to Abiola Joy Oluwasegun Joy receiving his award on stage at OAU's 48th Convocation Joy on stage with university officials at the convocation
  5. Awards

    Student leadership honors

    • Most Outstanding Class Representative · Most Influential Student · Leadership Award.

— 03Education & certifications

  1. 2019 – 2024

    B.Sc. Accounting

    Obafemi Awolowo University

  2. Certifications
    • Associate Chartered Accountant (ACA), Institute of Chartered Accountants of Nigeria
    • Association of Accounting Technicians, West Africa (AAT)
    • Financial Modeling & Valuation Analysis (FMVA)

— 04Contact

Open to conversations about analyst roles, finance teams, and the markets I work in.

© 2026 Joy Abiola Lagos · WAT